Turn your FinTech AI-native. Automate merchant ops.

Onboard merchants, collect documents, risk monitoring, and communication. AI agents handle it all. Your team stays in control.

Bring agility to your FinTech

“With Upsonic, our onboarding and settlement processes have become faster and easier to manage.”

İpek Alan
Sr. Operation Manager

Upsonic started our AI-native transformation in operations, then expanded other department. With AI HQ, we now manage the entire FinTech from one intelligent platform.

Adem Aykın
CEO

Upsonic showed us what real agentic transformation looks like by turning every step of our business process into an AI-native workflow.

Talha Kılıç
Head of AI

AI-Native Products

Use AI agents in real time with products built from the ground up for FinTech workflows. Create real ROI. Solve complexity. Integrate each part with ease.

Every Part of Your Operations, Rebuilt for the AI Era

The AI-Native Difference

TOTAL MERCHANT VOLUME
100Kmerchants
101001K10K

Legacy Fintech

Headcount-led
380
Humans

Every increment in volume means another hire.

+105
Operations Team
+105
Finance Team
+105
Technical Team
+105
Risk Team
+105
Sales Team

AI-Native Fintech

Agent-led
20+5
HumansAgents

The same volume, handled by autonomous agents.

Risk & ScreeningAUTONOMOUS
🚀Merchant OnboardingAUTONOMOUS
📊ReconciliationAUTONOMOUS
💰Sales AgentAUTONOMOUS

Your entire fintech, in one AI HQ

Easily integrate Upsonic into any environment

No need to worry about integration. Our technical team manages the process from start to finish.

https://www.upsonic.ai/integrations/teams
Sanction Scannernow

AI agents access merchant documents in SharePoint

This is some text inside of a div block.
  • Merchant folders and libraries
  • Shared documents
  • PDFs, images, spreadsheets, and forms
  • File metadata
  • Permission-based document access
Microsoft Teams
AI agents maintain workflows moving in Teams
  • Approvals status updates
  • Document summaries
  • Approved reminders
  • Assigned document tasks
  • Escalations to the right team
  • Stand-updates for risk and operations teams
teams
Gmail
AI agents track merchant emails, collect documents, and follow up on missing information
  • Merchant email threads
  • Attachments
  • Merchant document follow-ups
  • Email timestamps
  • Team alerts and reminders
gmail
Your Fintech API's
AI agents can manage settlement flows, use transaction data, create reports.
  • Core system data
  • Settlement workflows
  • Transaction reports
  • Merchant status updates
  • Sync back to internal systems
your-fintech-apis
Twilio
Automate merchant follow-ups with Twilio
  • SMS reminders
  • Webhook callbacks
  • WhatsApp messages
  • Phone number verification
  • Delivery status
twilio
Sumsub
Run business verification with Sumsub
  • KYC verification results
  • Business verification data
  • Document review reports
sumsub
Sanction Scanner
Screen merchants with Sanction Scanner
  • Sanction lists (OFAC, UN, EU)
  • PEP checks
  • Adverse media reports
sanction-scanner
Sharepoint
AI agents access merchant documents in SharePoint
  • Merchant folders and libraries
  • Shared documents
  • PDFs, images, spreadsheets, and forms
  • File metadata
  • Permission-based document access
sharepoint
Zendesk
AI agents file tickets for merchant review tickets
  • Support tickets
  • Merchant ticket history
  • Macros and replies
  • Attachments and notes
  • Status and tags
zendesk
Salesforce
Queries, sync data from CRM
  • Merchant account records
  • Opportunity and deal data
  • Leads and contacts
  • Communication history by each merchant
salesforce
Outlook
AI agents standardize communications, collect documents, and follow up on pending items
  • Merchant email threads
  • Attachments
  • Calendar events
  • Email timestamps
  • Communication history for each merchant
outlook

FinTechs scaled operations 5x with Upsonic.

7 Minutes
Average onboarding time.
30,000+
Total merchants checked.
4 hours
Time saved per merchant.
3 months
Average ROI payback period.

Frequently Asked Questions

What makes Upsonic’s AI-native fintech approach different?

The biggest change is this: fintech teams stop acting as manual operators and start managing AI agents that run the work.Old fintech operations were built around people chasing documents, checking screens, updating statuses, and repeating the same work across tools. Upsonic AI agents work like your operations and risk teams, helping them review documents, spot issues, and move workflows forward.Upsonic was built by a team that has already built fintech companies and created over $2B in value. That experience shaped the platform around real fintech workflows, not generic AI demos.

Can Upsonic work without sending data to OpenAI, Claude, or Gemini?

Yes. Upsonic can work with local LLMs. If your company policies or local regulations do not allow sensitive data to be processed by cloud LLM providers like OpenAI, Claude, or Gemini, Upsonic can run with local models such as Llama, Qwen, or Mistral. This helps fintech teams keep more control over sensitive data.

Does Upsonic replace operations teams?

No. Upsonic does not replace your operations team. It helps your team operate better. AI agents handle repetitive work and prepare results. Your team stays in control and makes the final decision.

Can we use Upsonic inside our existing operations screens?

Yes. Upsonic is designed as an end-to-end platform for merchant operations, but you can also use specific Upsonic products inside your own screens.

Can Upsonic AI agents adapt to our fintech’s own workflows, country, and region?

Yes. Every fintech has different workflows, rules, documents, and local requirements. Upsonic AI agents can be configured and optimized for your country, region, and internal processes.