For FinTech

Agentic Merchant Management Platform

Unify KYB, AML screening, risk scoring, and ongoing monitoring in a single platform. Built for regulated fintechs.

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Trusted by top global fintechs

End to end screening & monitoring with configurable risk rules

Continuously screen merchants and related parties against sanctions, PEP, and adverse media. Then monitor changes over time.

Configurable Risk Rules

Continuous Monitoring

Explainable Decisions

Streamline business identity verification to convert

merchants faster

Verify business identities end to end, auto validate legal entities with official registries (SoS, courts, IRS), match EINs and addresses.

Registry & Tax Validation

Address & Document Match

Adverse Media and PEP Screening

Identify ultimate beneficial owners

Identify ultimate beneficial owners fast, reconstruct ownership, compute effective control, match UBO data against applications and documents, and pre screen risk with human approval and an audit-ready trail.

Ownership Mapping

UBO KYC & Match

Risk Screening & Review

One Fintech compliance solution for financial crime risk, registry checks, UBO verification and merchant managment

Not only Custom

Tailored to your

Workflows

Operations

Processes

Workflows

We work closely with FinTech teams to build AI agents customized to their real-world operations. Talk to our team to explore automation opportunities and get a free assessment of your current workflows.

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Agentic merchant orchestration for fintech

Upsonic unifies merchant management for fintechs, bringing AML,PEP screening, transaction monitoring, and lifecycle controls into a single platform.

Run the entire merchant lifecycle from one platform

Get web and social intelligence about merchant

Reduce false positives

Document OCR for merchant onboarding

Convert business documents into structured data with multilingual and multi format OCR.

AML screening & ongoing monitoring

Screen customers and businesses against sanctions, PEP, and negative news, with behavior rules and alert rationales.

Dynamic risk scoring

Combine your own rules with a ready made library to generate real time, explainable risk scores.

See through partner risk


Get end to end visibility into partners and their merchants with AI driven insights.

Start with

Why Choose Upsonic?

Other compliance tools
Upsonic

Product Shape

Point solutions (screening only, forms only, case mngmt only) that you stitch together.

Unified platform: onboarding forms, KYB orchestration, UBO mapping, sanctions/PEP/adverse media, risk rules, monitoring one platform, one audit trail.

How Work Gets Done

Static workflows; rule engines trigger tickets for humans to finish.

Operational agents + analyst assistants: agents execute governed procedures end-to-end; assistants summarize signals and propose actions, always human-in-the-loop.

Evidence & Explainability

Alert lists with sparse rationale; audits require manual reconstruction.

Audit-ready evidence packs: inputs, matches, reasoning, approvals, timestamps, replay, consistent, regulator-friendly artifacts.

Verification Stance

Some vendors act as the verifier-of-record or a data source.

Orchestrator, not a verifier-of-record: we normalize/match customer-provided and external data, pre-screen risk, and require optional human approval for final decisions.

Partner Risk

Each customer assessed in isolation; partner or sub-merchant relationships are invisible.

Relationship graph & partner visibility.

Real ROI

Start Agentize Merchant Onboarding

Book a demo to see one unified platform run all compliance processes.

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80%

Auto Onboarding

6x

Fast Operation

740hr

Time Savings